Payments and digital banking advisory
Banking and payments, explained plainly.
Cynammon helps banks, microfinance banks and fintechs make clearer decisions on digital channels, payments and partnerships in Nigeria. Start with a free tool, or get the weekly digest.
Free tools
Practical, quick to use and built from years inside Nigerian banking and payments.
MFB digital readiness scorecard
Twenty questions, about ten minutes. See where your bank stands across channels, payments, distribution, technology and risk, with the biggest gaps called out.
Start the scorecardLicence finder
For fintechs entering Nigeria. Describe what you are building and see which licence categories are likely to apply, with a requirements checklist.
Get notifiedAgency banking calculator
Enter terminal costs, agent numbers, volumes and fee splits. See whether your agent network breaks even, and when.
Get notifiedHow we help
Focused, practical support for teams building or fixing digital banking and payments products.
- DiagnosticsA clear read on where your digital channels and payments stand, and what to fix first.
- Advisory retainersOngoing senior support for leadership teams on products, partnerships and launches.
- Market entry supportFor foreign fintechs and investors looking at Nigerian payments: rails, partners and practical realities.
- Expert callsShort, focused conversations for investors and research teams.
The weekly digest
What changed in Nigerian banking and payments this week, and who it affects. Short, plain English, in your inbox every Monday.